the.com/credit cards
A plastic promise to pay later, priced for people who don't.
means A card letting you borrow money instantly from a bank to buy things now, which you repay monthly or pay interest on if you don't.
from Diners Club launched the first in 1950 after a businessman forgot his wallet at dinner; by 1958 Bank of America mailed unsolicited cards to 60,000 Californians, inventing revolving debt overnight.
average US rateover 20 percent APR now
origin storyborn from one embarrassing restaurant bill
grace period trickinterest-free only if paid in full
credit score fuelutilization ratio quietly judges you monthly