the.com/creditor
The person you owe, who remembers it far better than you do.
means A person or institution to whom money is owed, with the legal right to be repaid.
from From Latin creditor, the lender, rooted in credere, to trust or believe — because lending is just belief with a deadline.
Debtor's twinEvery debtor implies a creditor on the other side.
Pecking orderSecured creditors get paid before unsecured ones.
Bankruptcy queueIn default, creditors line up by legal priority.