the.com/creditworthiness

A number deciding whether strangers trust you with money you don't have yet.

means How likely you are to repay borrowed money, judged by your financial history and habits.

from From credit (Latin credere, to believe or trust) plus worthinessliterally how much your promise to pay is believed.

Score rangeFICO scores run 300 to 850.
Silent judgeLenders check it without you ever knowing.
Habit over wealthPaying on time beats being rich.
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