the.com/hidden costs

the price tag arrives after you've already fallen in love with the product.

means expenses baked into a decision that don't show up in the sticker price but you pay anyway, in money, time, or sanity.

from economists formalized it as part of transaction cost theory in the 1930s-60s, but the concept is as old as the first person who bought a horse and didn't budget for hay.

for instance

low airline faresbags, seats, and printing boarding passes add 40-60% back on

free trial subscriptionsauto-renew after day 7, banking on you forgetting

cheap homes far outcommute costs eat the savings within 2-3 years

climate changefossil fuels never billed the atmosphere cleanup fee

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