the.com/insolvent
When your debts throw a party and your assets forget to show up.
means Being unable to pay what you owe because liabilities outweigh the money and stuff you actually have.
from From Latin solvere, to loosen or release a debt; slap on the negative in- and you get the financial state of debts you simply cannot loosen.
Not bankruptcyInsolvency is the condition; bankruptcy is the court ruling.
Two flavorsCash-flow insolvency versus balance-sheet insolvency.
Solvent siblingsSame root gives us dissolve and solution.