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A 30-year bet that you'll outlive the interest you signed away.

means A long-term loan to buy property, where the property itself is collateral the lender can seize if you stop paying.

from From Old French mort gage, dead pledgethe deal dies when paid off, or when you default, whichever comes first.

Literal meaningMort plus gage equals death pledge.
Front-loaded interestEarly payments are almost all interest, not principal.
AmortizationSame root word, the slow death of debt.
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