the.com/repayment
The unsexy second act every loan secretly demanded all along.
means The act of paying back money you borrowed, usually with interest and a schedule that outlives your enthusiasm.
from From Old French 'repaier' — 're-' (back) plus 'payer' (to pay), itself rooted in Latin 'pacare,' to pacify or appease, since handing over coins literally calmed the creditor down.
Hidden costInterest often doubles what you originally borrowed.
Word kinshipShares Latin roots with 'peace' and 'appease.'
AmortizationEarly payments are mostly interest, barely touching principal.