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The moment your alarm clock files for unemployment.

means Having permanently left the workforce, usually after a long career, to live off savings or pension.

from From French retirer, to withdraw or pull backonce a military term for a force falling back, now a person falling back into a hammock.

Original senseArmies retreating, not retirees relaxing.
Coined ageMandatory retirement at 65 was Bismarck-era invention.
Hidden busyMany retirees report being busier than employed.
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