the.com/health insurance
a bet with a stranger that your body will betray you before your wallet does.
means a system where you pay a company monthly so that when you get sick, someone else argues about paying for it instead of you.
from traces to 1800s industrial europe, where workers pooled wages to cover injury and illness; germany's 1883 sickness insurance law under bismarck made it mandatory, birthing the modern model.
us originemployer coverage started as a wwii wage-freeze loophole
claim denialsinsurers reject roughly 1 in 5 claims initially
admin costus spends more on billing than on actual doctors sometimes
global outlierus is only wealthy nation without universal coverage
for instance
obamacare 2010 — aca mandated coverage, banned denial for pre-existing conditions
nhs uk — tax-funded, free at point of use since 1948
medicare 1965 — us federal insurance for seniors over 65
switzerland model — mandatory private insurance, government-regulated premiums