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Death by a thousand tiny payments, scheduled so the pain feels orderly.

means Gradually paying off a debt, or spreading an asset's cost, across regular installments over time.

from From Latin 'ad mortem' — to deathvia Old French 'amortir,' to kill off. You are literally killing the debt slowly.

Early yearsMost payments feed interest, barely touching the principal.
Two flavorsLoans get amortized; intangible assets do too.
SiblingTangible assets depreciate; intangibles amortize.
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