the.com/loan sharking

credit for people banks won't touch, priced by menace instead of math.

means lending money at illegally high interest and enforcing repayment through threats or violence rather than courts.

from the term surfaced in late 1800s america, when salary lenders preyed on factory workers between paydays; shark evoked a predator circling the desperate, and by prohibition-era organized crime had turned it into a mob side business alongside bootlegging.

for instance

goodfellas henry hill1990 film depicts loan sharking as mafia bread and butter

japan yamikinunderground lenders charge rates topping 1000 percent annually

new york bathhouse loans1920s garment district workers borrowed from mob-linked sharks

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